Monthly Statistical Bulletin
3.4  Household debt and household saving ratios
Quarter	2004–05	2005–06	2006–07	2007–08	2008-09
Household debt ratio (a) (b) – per cent
September	140.8	147.7	155.8	157.2
December	143.2	149.2	156.1	158.3
March	144.6	151.1	156.8	158.4
June	146.7	153.2	158.2	157.8
Household debt servicing ratio (a) - per cent
September	10.2	10.8	12.1	12.9
December	10.3	11.0	12.3	13.4
March	10.5	11.2	12.5	13.9
June	10.8	11.4	12.5	14.4
Household saving ratio (a) – per cent
September	-2.5	-0.7	2.6	1.4	3.9
December	-2.5	0.2	2.6	0.2
March	-1.5	0.0	2.2	0.4
June	-1.4	0.8	3.4	1.3
Annual average	-2.1	0.0	1.9	0.8
(a) Quarterly figures are seasonally adjusted.
(b) At the end of the quarter.
Sources: ABS, Australian national accounts: national income, expenditure and product,
Cat. no. 5206.0 for the household saving ratio;
RBA for the household debt and debt servicing ratios.
								Update
								4 Mar. 2009 for household saving ratio
								January 2009 for the debt ratios