Monthly Statistical Bulletin
3.4  Household debt and household saving ratios  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quarter 2005–06 2006–07 2007–08 2008–09 2009–10  
Household debt ratio (a) (b) – per cent  
 
September 147.4 154.7 154.6 154.3 152.7  
December 149.0 153.9 156.2 151.5    
March 150.8 153.8 156.6 151.3    
June 152.8 154.9 155.4 151.5    
             
Household debt servicing ratio (a) - per cent  
 
September 10.4 11.3 12.1 13.8 9.8  
December 10.6 11.4 12.6 11.5    
March 10.7 11.6 13.2 10.3    
June 11.0 11.7 13.4 9.6    
             
Household saving ratio (a) – per cent  
 
September 0.9 1.9 1.4 -0.9 3.7  
December 0.5 2.6 0.0 6.5 2.3  
March 0.5 2.6 0.0 5.3    
June 0.3 1.8 1.1 6.3    
 
Annual average 0.5 1.4 0.6 4.4    
             
 
(a) Quarterly figures are seasonally adjusted.  
(b) At the end of the quarter.    
 
Sources: ABS, Australian national accounts: national income, expenditure and product,  
              Cat. no. 5206.0 for the household saving ratio;  
              RBA for the household debt and debt servicing ratios.  
 
 
 
 
 
 
  Update
  April 2010 for debt ratios
  2 June 2010 for saving ratio