Monthly Statistical Bulletin
3.4  Household debt and household saving ratios
Quarter	2005–06	2006–07	2007–08	2008–09	2009–10
Household debt ratio (a) (b) – per cent
September	147.4	154.7	154.6	154.3	152.7
December	149.0	153.9	156.2	151.5
March	150.8	153.8	156.6	151.3
June	152.8	154.9	155.4	151.5
Household debt servicing ratio (a) - per cent
September	10.4	11.3	12.1	13.8	9.8
December	10.6	11.4	12.6	11.5
March	10.7	11.6	13.2	10.3
June	11.0	11.7	13.4	9.6
Household saving ratio (a) – per cent
September	0.9	1.9	1.4	-0.9	3.7
December	0.5	2.6	0.0	6.5	2.3
March	0.5	2.6	0.0	5.3
June	0.3	1.8	1.1	6.3
Annual average	0.5	1.4	0.6	4.4
(a) Quarterly figures are seasonally adjusted.
(b) At the end of the quarter.
Sources: ABS, Australian national accounts: national income, expenditure and product,
Cat. no. 5206.0 for the household saving ratio;
RBA for the household debt and debt servicing ratios.
								Update
								April 2010 for debt ratios
								2 June 2010 for saving ratio